Switch your bank insurance and save up to 60%.

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We can help you save up to 60%.

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Why switch?

Advantages

It’s essential to consider the coverage, the strength of the insurance company, and how the price evolves throughout the policy’s lifetime. We help you choose the best insurance for you and your family.

DEDICATED CONSULTANT

You’ll have access to a consultant for clarification and in-depth analysis of your insurance whenever you need it.

We will thoroughly assess the best insurance solution for you in partnership with our trusted insurance providers.

ASSESSMENT

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We support you from the beginning of the subscription process through to the finalisation of your life insurance. We handle all the paperwork for you.

ADMINISTRATIVE SUPPORT

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We’re here to help you

ABOUT US

ATHENAS is a professional insurance broker, exclusively focused on meeting all Individual and Business needs in the areas of insurance and credit management.

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Our Insurance Providers

PARTNERS

We are a multi-brand insurance broker representing the best insurance companies on the market!

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PEDIR SIMULAÇÃO

Frequently Asked Questions

faq

1. What is Mortgage Life Insurance?

Mortgage Life Insurance is a contract signed between an insurance company or a bank and the policyholder. Its main coverage includes the risk of death, survival (or both), and it is usually taken out when applying for a mortgage loan to purchase a property.

2. Why is it so important to have Life Insurance with your mortgage loan?

By taking out Life Insurance linked to your mortgage loan, you ensure that the outstanding debt is paid off at the time of the claim. This means your family will have greater peace of mind and financial stability in the event of an accident that results in the death or disability of the policyholder.

3. What is the advantage of switching my insurance to Athenas Seguros?

The main advantage of taking out insurance with Athenas is the savings, as you gain access to the best solution at the best rate, following a thorough market comparison. Our brokerage works with over 20 insurance companies, allowing us to combine market offers and select the one that best suits the client’s profile. In addition to potential savings of up to 60%, you will always have the support of our experienced professionals when transferring insurance between institutions.

4. Is the premium for Mortgage Life Insurance always the same?

The amount to be paid is calculated based on the outstanding loan amount, the contracted coverages, the age of the insured individuals, their health status, and their profession. Although the premium tends to decrease as the mortgage debt is repaid, age is a factor that increases the cost of the insurance. The older you are, the higher the risk for the insurer, and therefore, the premium tends to rise over the years. Always analyse how the premium evolves throughout the contract to ensure you’re getting the best coverage-to-premium ratio.

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We help lower your monthly payment by transferring your life insurance.

Save up to 60% on your Life Insurance

Registered Insurance Broker since 27.01.2007 with the Portuguese Insurance and Pension Funds Supervisory Authority (ASF) as an Insurance Agent under no. 407161420/3, in Life and Non-Life branches. Verifiable at www.asf.com.pt – VAT: 505 205 700 Share Capital: €10,000 – Member of APROSE under no. 0659, verifiable at www.aprose.pt. The products hereby promoted are the sole responsibility of the Insurance Companies that developed them, with all risk and claim payments being fully assumed by those companies and never by Athenas Seguros, whose role is solely to promote and market them.

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